FieldOwner
4.6
Payroll, tax filing, and employee onboarding for small businesses.
FieldOwner verdict: Best for first-time payroll setupBuilt by a real service business owner

Ratings across public platforms

G2 logo
4.6/5
Capterra logo
4.6/5
TrustRadius logo
8.7/10

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Gusto logo

What is Gusto?

Gusto is payroll and HR software for small businesses that need to pay employees, file payroll taxes, onboard new hires, and manage basic benefits without building a full HR department.

Run payroll

Pay employees through a guided payroll flow.

File payroll taxes

Reduce manual federal, state, and local tax tasks.

Onboard employees

Let new hires complete forms without back-and-forth paperwork.

Gusto payroll run workflow

Running a payroll cycle in Gusto

Gusto reporting and dashboard view
Gusto employee management screen

Quick verdict

Gusto is strongest for small teams that want payroll to feel simple and predictable. Costs can rise with add-ons, but it remains one of the easiest payroll platforms for first-time employers.

Best for

  • Straightforward small-team payroll
  • Fewer manual payroll tax tasks
  • Regular employee onboarding
  • Clean workflows over customization

Not best for

  • Global or multi-currency payroll
  • Highly complex HR needs
  • Tight budgets with add-ons

All plans include payroll, tax filing, and employee self-service.

Simple

$49/mo

+ $6 per employee / mo

Core payroll and tax filing for W-2 employees.

  • Full-service payroll
  • Automated tax filing
  • Employee self-onboarding
View plan details

Plus

Most popular

$80/mo

+ $12 per employee / mo

Includes benefits admin and time tracking.

  • Everything in Simple
  • Time tracking
  • Project tracking
  • Custom reports
View plan details

Premium

$180/mo

+ $22 per employee / mo

Priority support, HR tools, and custom onboarding.

  • Everything in Plus
  • Advanced HR tools
  • Priority support
  • Dedicated support team
View plan details

Pricing as of May 2025. Gusto may change pricing at any time. Always confirm current pricing and your state's availability during signup.

Key features

Payroll

Run payroll, auto-calculate taxes and deductions, direct deposit

Tax filing & compliance

Automatic federal, state, and local tax filing and payments

Benefits administration

Health insurance, 401(k), and other benefit management

Employee onboarding

Offer letters, e-signatures, and new hire setup

Time tracking

Track hours, manage PTO, and integrate with payroll

HR tools

Employee profiles, document storage, and reporting

Ratings across public platforms

Sourced from each platform's public listing. We summarise themes — we don't republish individual reviews.

G2 logoG2
4.6/5Ease of use, payroll accuracy, customer support
Capterra logoCapterra
4.6/5Simple setup, feature set, time savings
TrustRadius logoTrustRadius
8.7/10Usability, onboarding, reliability

See all reviews on G2, Capterra & more →

What business owners commonly say

Themes from public reviews, summarized in our own words.

FieldOwner read

Gusto gets the strongest praise for easy setup, payroll tax help, and small-team simplicity. The main concerns show up around add-ons, advanced HR needs, and cost creep.

Setup experience

Strong positive

Payroll tax help

Positive

Add-on cost

Mixed

Simple team fit

Strong positive

Praised most often

  • Easier setup

    First payroll and onboarding feel less intimidating.

  • Payroll tax help

    Automated filings reduce manual admin work.

  • Clean onboarding

    Employee setup feels straightforward.

  • Best for simple teams

    Strongest for straightforward small-business payroll.

Common watch-outs

  • Add-ons raise cost

    Benefits, HR tools, and upgrades can raise the monthly cost.

  • Advanced HR costs more

    Some deeper HR features sit behind higher plans.

  • Not ideal for global payroll

    Limited fit for international payroll complexity.

  • Less customizable

    Not as flexible as enterprise payroll systems.

What this means

Gusto's strongest owner feedback is about getting payroll running without a heavy setup. The concerns are less about core payroll and more about what happens as a business needs deeper HR, benefits, or multi-location complexity.

Alternatives to Gusto

Other payroll software worth considering.

Compare all payroll software →
ADP Run logoADP Run
Larger businessesMore robust compliance and HR tools, but more complex and expensiveView profile
QuickBooks Payroll logoQuickBooks Payroll
QuickBooks usersTight accounting integration, simple payroll for small teamsView profile
Paychex Flex logoPaychex Flex
Established small businessesMore HR features and scalability than GustoView profile
OnPay logoOnPay
Budget-conscious teamsLower cost with solid core payroll featuresView profile
Deel logoDeel
Global & distributed teamsBuilt for international payroll and contractorsView profile

Frequently Asked Questions

Is Gusto good for small businesses?

Yes. Gusto is purpose-built for small teams running their first payroll. The setup is straightforward and the recurring payroll workflow is reliable once configured.

Does Gusto handle weekly payroll?

Yes. Weekly payroll is one of the strongest practical use cases once setup is complete and your recurring process is dialled in.

Is Gusto expensive for small teams?

It can cost more than bare-bones tools, but many teams recover the difference through reduced admin time and lower compliance risk.

What happens if you miss payroll?

Missed payroll creates employee trust and operational issues. Gusto helps with consistency but you still need internal discipline around deadlines.

Can I switch to Gusto from my current provider?

Yes. Gusto has a migration process and handles importing prior payroll history. Most small teams complete the switch within a pay cycle.

How FieldOwner recommends software

Ratings are sourced from public platform pages. Recommendations combine hands-on operator experience, public pricing research, and business owner feedback. We summarise themes — we don't republish third-party review text. Gusto is a tool I use directly in my own business.

Our review methodology →

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